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Download Ebook

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Product details

File Size: 500 KB

Print Length: 68 pages

Simultaneous Device Usage: Unlimited

Publication Date: October 8, 2013

Sold by: Amazon Digital Services LLC

Language: English

ASIN: B00FQSNTIQ

Text-to-Speech:

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Amazon Best Sellers Rank:

#95,532 Paid in Kindle Store (See Top 100 Paid in Kindle Store)

This is an informatitive interesting and well written book. The author gives step by step detailed instructions about how to get rid of debt. The author is well versed in techniques. He explores debt settlement, debt settlement companies and the employees there. He describes common pitfalls of the different plans. He discusses options of bankruptcies and when to implement this option. He also provides useful forms to assist the reader. I highly recommend this book. I plan to recommend it to family members who can use the information! Thank You *****

I was trying to help a friend that was getting hooked by one of the many TV and Radio high-pressure "GET RID OF ALL YOUR DEBT NOW" commercials which pop-up on late night programs. I searched the web and amongst all the internet adds that promise the same "Send us your money up front and we can help you" claims. I found this short but incredible playbook for doing it yourself or have friends help (like I am on their approved behalf) the Book is called "GET RID OF YOUR DEBT AND AVOID BANKRUPTSY" By: Attorney Jim Arnold. Easy read by us non-attorney types, and even when the explanations start to confuse, Mr. Arnold unclutters the court room definition to simple explanations... (No Latin Necessary") After half way through I called my friend who, I was trying to help, and said this Book is just what you need...to the point empowering helpful incites that make you say "Yes I Can"! Bravo Jim Arnold, you truly deserve the "Esq" after your name.

Great information. A quick perusal told me everything I needed to know.

Good examples of letters to share with your creditors and advice for going through the process. Unfortunately, most of the information in this short publication is freely available online although it is nice to have it summarized in one place.

great book. gets right to the point.

The book was concise and helpful. Besides the advice and methods of calculation, it comes with sample cover letters that one might need to send to connections regarding ones debt. Very well done!

I enjoyed reading this. It contains a lot of good information on reducing or eliminating debt while avoiding bankruptcy ( hence the title). I appreciated the well written letters to creditors for negotiating settlements. I recommend this book to anyone struggling with debt, it's an easy to understand blueprint toward a solution.

I recently ran into financial problems that had me considering some pretty dire alternate courses to resolve the dilemma. Obviously, the surrounding stress and aggravation were cause for substantial worry about how I would be able to support myself and my family until I was able to resolve this issue. Frankly, I anticipated years of grief as I waded through the mire of creditor calls. I am not the type of person who, in all good conscience, could not face the people I owed money to, but that is exactly what I found myself doing as I avoided call after call. This was a problem for which I thought there was no solution.Then, just at the right moment, I came across a hard copy of Jim Arnold’s book (which has just become available electronically). In his book Mr. Arnold explains that he is a lawyer who has spent twenty-five years teaching people how to resolve their own debts without having to resort to the wrecking ball of bankruptcy. It is designed specifically for people like myself, who have gone through the financial devastation of a lost job, medical issues, spousal death or the break-up of a marriage. However, it also applies to any of the other numerous circumstances where people suddenly find themselves thrown into debt. The first response was to run and hide but it didn’t take me long to figure out that it gets you nowhere.Before reading Mr. Arnold’s book I went the usual route of debt counselors, debt consolidators and questionable attorneys – all who promised a solution. It quickly became obvious that they were becoming part of the problem, not part of the solution, and only making my situation worse. All of these approaches are dealt with in Mr. Arnold’s book and after analyzing each one he makes it appear obvious that the resolution comes from self-help, confronting your debtors directly and negotiating a reasonable plan to satisfy the debt that everyone can live with.In a short, concise yet incredibly specific manner Mr. Arnold walks you through the process of how to figure out what you can afford to pay based upon your assets and income. He gives you a step by step guide into convincing your creditors that what you are willing to offer is the best solution for them as well. His basic premise is very clear – people often owe an amount of money for bills they acquire in good faith, that they subsequently become unable to pay despite their best intentions. When this happens it is best to deal with your creditor directly and let him know that you are not being adversarial but are trying to work out a resolution that is within your means. Basically, this book teaches you how to get the message across (to people you owe money to) that you are trying to do the right thing but there are limits to what you can do. Then, the two parties can come to a reasonable resolution. If this sounds like a difficult (or near impossible) process for someone being harassed by creditors give this book a read. It really works any you’ll be able to sleep better at night.

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